More details on software and accessibility are available at wonder who is MAJR Financial when looking at someone’s credit report? They are a company called My Jewelers Club and are one of several companies like them being shut down by the credit bureaus. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. Doesn't this all seem pretty fishy? Its not really speculation at this point.just frustrating.Ĭopyright ©2001- Fair Isaac Corporation. They also closed off their phone line due to "high-volume of requests" (wonder why.). The first time after they responded it "appeared" fixed but now it's not listed again on my account.Its been weeks now and there has been no e-mail response despite multiple e-mails. I wouldn't be so worried if there was communication.but the account has been added/removed from my credit profile TWICE now (I forgot to mention this). Who would I report to if I know there's a problem? Do I have to file disputes with each creditor? I've also noticed several comments on said YT video and the reviews of these guys are all pretty grim where I can find them. I didn't do anything to disrupt the account. I know my payment was confirmed originally (and that the line was added to my credit because nothing else could have caused that ridiculous of +/- to credit). They say that they will report it monthly to all the creditors and on a repeat basis until the account is closed. I had the same TOS just with all the fees upfront as that $310 instead of a yearly fee. Is there a way I can report this and get it scratched from my credit report without any hard hits? If so, who do I contact about this for the fastest I mean they lay it out pretty clearly. I'd rather be safe, so I'm ordering a replacement bank card. I've read some reports of double charges and such by other people. I'm not happy, but I can live with the harsh lesson of "if something is too good to be true, it definitely is." I stupidly didn't save my e-mails, but I am wondering what I can do to resolve this issue? I guess I can report with my bank, but my hopes aren't too high that I will get a refund because of the lack of paper trail/digital product etc. I reached out over the past few weeks and have heard nothing back. I patiently wait.įebruary rolls around, now it's off Experian and the account is reported gone. They expected it to be resolved within a month. They tell me that there are "technical difficulties" and that I'm not alone. January hits, I notice my credit dips and the account has totally vanished from TransUnion. I am excited and all is right with the world. Sure, the $310 was pretty steep.but having an infinite 10k credit line that is essentially "set and forget" was a miracle for me.ĭec arrives, it shows up on my credit and boosts me like 60 points. I thought it was awesome because no credit score was required. They normally charge upfront for an account and an ongoing yearly fee (however I had a special promo link that gave me the one time bulk fee and zero fees thereafter). I applied and got approved for a 10K credit line through them last Nov. Basically, I saw a video from a guy who does credit stuff recommend Attractive Gems Jewelers.
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